> ## Documentation Index
> Fetch the complete documentation index at: https://docs.generalreferral.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Cost to Hang Your License

> Understand our simple and flexible pricing structure for referral agents

## Overview

We have a simple but flexible cost structure to help agents minimize expenses and maximize income. Our pricing is transparent with no hidden fees.

<Card title="View Current Plans" icon="dollar-sign" href="https://www.generalreferral.com/plans">
  See our two payment options with detailed pricing
</Card>

## What You'll Pay

<Info>
  **Key Benefits:**

  * Keep 100% of your referral fees (less a flat transaction fee)
  * Choose between monthly or annual billing
  * Discount available for longer commitments
</Info>

### How to See Your Exact Cost

<Steps>
  <Step title="Start Sign Up Process">
    Begin at [app.generalreferral.com/join](https://app.generalreferral.com/join)
  </Step>

  <Step title="Enter Your Information">
    Provide your license details and preferences
  </Step>

  <Step title="Choose Your Plan">
    Select between our payment options
  </Step>

  <Step title="Review Total Cost">
    See the exact amount due on step 4 of the process
  </Step>
</Steps>

## Additional State Fees

The only other costs you incur are fees charged by your state licensing body:

<Tabs>
  <Tab title="One-Time Fees">
    * **License Transfer Fee**: When you move your license to General Referral
    * **License Type Change**: If switching your license to the referral agent type
    * **Reactivation Fee**: If your license is currently inactive and you've missed the last license renewal
  </Tab>

  <Tab title="Recurring Fees">
    * **License Renewal**: Biennial fee (every 2 years in NJ)
    * **Continuing Education**: Not required for NJ referral agents!
  </Tab>
</Tabs>

<Note>
  We collect state fees from you and pay them on your behalf.
</Note>

## Cost Comparison

### What You Save vs. Full-Service Agents

<AccordionGroup>
  <Accordion title="No Board Association Dues">
    Save \$500-1,500+ annually on local board membership fees
  </Accordion>

  <Accordion title="No MLS Fees">
    Avoid \$1,000-2,000+ in annual MLS access charges
  </Accordion>

  <Accordion title="No E&O Insurance">
    Save \$300-500+ annually on errors & omissions coverage
  </Accordion>

  <Accordion title="No Desk Fees">
    Eliminate \$100-500+ monthly office space charges
  </Accordion>

  <Accordion title="No Technology Fees">
    Avoid \$50-200+ monthly software and platform fees
  </Accordion>
</AccordionGroup>

## How We Compare to Other Brokerages

<Card title="Compare Referral Brokerages" icon="scale-balanced" href="/compare">
  See a detailed side-by-side comparison of General Referral vs. other NJ referral brokerages on commission splits, fees, and features
</Card>

## Payment Information

<CardGroup cols={2}>
  <Card title="Payment Methods" icon="credit-card">
    * All major credit cards
    * Debit cards
    * ACH/Bank transfer
  </Card>

  <Card title="Billing Schedule" icon="calendar">
    * Initial signup
    * Annual/monthly renewal
    * Biennial state renewal
  </Card>
</CardGroup>

## Frequently Asked Questions

<AccordionGroup>
  <Accordion title="Are there any hidden fees?">
    No! We pride ourselves on straight-forward pricing. The only required fees are your membership plan and state-required licensing fees, which you are always notified before being charged. You keep 100% of your referral fee, less a flat transaction fee, currently \$295.
  </Accordion>

  <Accordion title="Can I change plans later?">
    Yes! You can upgrade or downgrade your plan at any time. Changes take effect upon your next membership renewal.
  </Accordion>

  <Accordion title="What if I can't afford the upfront cost?">
    Unfortunately, this is the lowest cost option to keep a real estate license in NJ, however we do accept credit cards.
  </Accordion>

  <Accordion title="Do prices ever increase?">
    Yes, as costs occasionally rise, so do prices. However, we provide plenty of advanced noticed to respect your ability to make a change.
  </Accordion>
</AccordionGroup>

## Ready to Join?

<CardGroup cols={2}>
  <Card title="Calculate Savings" icon="calculator" href="https://www.generalreferral.com/commission-calculator">
    Estimate your earnings potential
  </Card>

  <Card title="Start Application" icon="rocket" href="https://app.generalreferral.com/join">
    Join General Referral today
  </Card>
</CardGroup>