Quick Comparison
| Feature | General Referral | NRS Referrals |
|---|---|---|
| Commission Split | 100% (less $295 flat fee) | 80% |
| Annual Fee | $99–119 | $150 |
| NJ Office | Yes (Midland Park & Holmdel) | No (Devon, PA) |
| Online Signup | Yes | No |
| Referral Restrictions | None | None stated |
| Online Referral Portal | Yes | No |
Commission Deep Dive
The commission structure is the most impactful difference between these two programs. Here is how each model works on an identical transaction.- General Referral Model
- NRS Model
With General Referral, you keep 100% of your referral commission minus a flat $295 transaction fee. The fee stays the same regardless of the referral amount.Worked example — $500K home sale:
Because the fee is flat, your effective percentage improves as the transaction value increases.
| Line Item | Amount |
|---|---|
| Home sale price | $500,000 |
| Gross commission (3%) | $15,000 |
| Your referral fee (25%) | $3,750 |
| General Referral transaction fee | -$295 |
| Your take-home | $3,455 (92.1%) |
On this single transaction, General Referral puts $455 more in your pocket. Over multiple referrals per year, this difference compounds quickly.
Technology & Tools
- General Referral
- NRS Referrals
General Referral provides a modern, digital-first experience for referral agents:
- Online referral portal — Submit and manage referrals from anywhere through a dedicated web-based dashboard
- Digital referral submission — No paperwork, phone calls, or faxes required to place a referral
- Electronic agreements via SignWell — Sign all documents digitally without printing, scanning, or mailing
- Commission tracking — Monitor the status and payout of your referrals in real time
Office Locations & Accessibility
| Detail | General Referral | NRS Referrals |
|---|---|---|
| Primary Office | Midland Park, NJ | Devon, PA |
| Additional Office | Holmdel, NJ | — |
| NJ Locations | 2 | 0 |
| In-State Broker | Yes | No |
| Online Signup Available | Yes | No |
| Remote-Friendly Tools | Yes (online portal, e-signatures) | Limited |
Resources & Support
- General Referral
- NRS Referrals
- Email support — Responsive support team available by email
- Knowledge base and docs — Self-service documentation and guides
- Video tutorials — Step-by-step walkthroughs for common tasks
- Member portal — Centralized dashboard for managing your account, referrals, and payments
- Two NJ office locations — In-person support available in Midland Park and Holmdel
Who Should Choose NRS Referrals?
NRS Referrals may be a reasonable fit if you:Hold a PA License Too
You are licensed in both New Jersey and Pennsylvania and want a single brokerage that operates out of the PA market area.
Don't Need a Local NJ Office
You are fully comfortable working with a broker located in Devon, PA, and do not anticipate needing in-person support in New Jersey.
Prefer an Out-of-State Broker
You are comfortable with an out-of-state supervising broker and do not require local NJ broker oversight.
Who Should Choose General Referral?
General Referral is the stronger choice if you:Want a Local NJ Broker
With offices in both Midland Park and Holmdel, you have a New Jersey-based broker with convenient in-state locations for any support you need.
Want to Maximize Every Referral
The flat $295 fee beats a 20% commission cut on any referral earning more than approximately $1,475 — which covers the vast majority of real estate referrals.
Prefer Online Tools
You want to submit referrals, sign agreements, and track commissions digitally — all through a self-service online portal.
Value Transparent, Predictable Costs
A flat $295 fee per transaction means you always know exactly what you will pay. No percentage math, no surprises as commission amounts change.
Income Comparison
See how your annual net income compares across different referral volumes. All scenarios assume a $500,000 home, a 3% commission ($15,000), and a 25% referral fee ($3,750 per referral). Annual fees are factored in.- 1 Referral / Year
- 3 Referrals / Year
- 5 Referrals / Year
| General Referral | NRS Referrals | |
|---|---|---|
| Gross referral income | $3,750 | $3,750 |
| Brokerage cost | $295 (flat fee) | $750 (20% split) |
| Net referral income | $3,455 | $3,000 |
| Annual fee | $119 | $150 |
| Net annual income | $3,336 | $2,850 |
How to Switch to General Referral
Transferring your license is straightforward and typically takes less than one week.Sign up with General Referral
Complete the online application in about 5 minutes. Select your plan and submit payment.
Your current broker releases your license
Notify your current brokerage that you’re transferring. They release your license to the state — typically 1-2 business days.
Ready to Maximize Your Referral Income?
Join General Referral
Complete your application in about 5 minutes and start keeping more of every referral fee
Calculate Your Earnings
See exactly how much you’d earn with our 100% commission model